Self Insured Reporting

Mom always said it isn’t bragging if you can back it up, and in our case we can back it up.  Managing self insured plans is hard on all brokers and their staff and the reality is that until now there hasn’t been a solution that was:

  • Specifically designed to replace spreadsheets for reporting on self insured groups
  • Built with an understanding that to work for a broker the system must be flexible enough to work for all of their different clients
  • Robust enough to provide brokers everything they need, and
  • Affordable enough that it makes sense financially to purchase

Learn more at

  • Claims trend reports

  • Budget and expected plan costs versus actual costs

  • Renewal costs projections

  • Online employer login, completely branded to your firm

Healthcare Plan Claims Analysis

As healthcare costs continue to press upwards, the burden for employers to understand and project forward costs as an employer continue to increase. Leverage our in-house expertise as an extension of your company:

  • Calculate self-funded budget rates for active and retired groups

  • Calculate actuarially certified COBRA rates and Incurred But Not Reported (IBNR) claim reserve

  • Short-term and long-term reserving of Health Reimbursement Arrangements (HRA)

  • Analyze historical claims experience and compare it with national benchmarks

  • Evaluation of onsite clinics on a pre-implementation and post-implementation basis

  • Illustrate financial impact of various levels of stop-loss reinsurance

  • Evaluate medical and prescription drug discounts

In a post Affordable Care Act (ACA) world, it is no longer possible for employee benefit brokers to ignore the possibility of their clients moving toward a partially self-funded medical plan arrangement. Today’s marketplace is one where if you are not discussing this type of financial structure with your clients, then you can rest assured someone else is.

To assist, we are proud to have developed our Self-Insurance Academy to help brokers develop in their understanding of self funding. Our overall vision is to assist employee benefit consulting firms across the full continuum of experience levels.